Services

The first and primary service we offer is just that, service. Both owners, Hugh and Millie Crenshaw, work full time in-house. They are directly accountable to you and accessible full-time with just a phone call.

We perform our own title searches. We prepare our own commitments and policies. Any updates or changes required are performed immediately. Should your title contain a cloud or defect, you can speak directly with Hugh. He will provide a clear and concise explanation of title defects or clouds on title, and what will be required to clear your title. Our office staff can track down and clear most title defects, and those we cannot, we will guide you how to achieve clear title and close.

Southern Title & Abstract can handle transactions for any county in Florida. Our services include, but are not limited to:

Closing Cost Estimates

• Buyer costs
• Seller costs
• Refinance costs

For Sale by Owner

• Order “By Owner” guide (email us and we’ll send it to you)
• By Owner checklist

Title Insurance

• Mortgage policies
• Owner’s policies
• Condo unit policies
• Leasehold policies
• Endorse prior policies

Foreclosure Reports ($350)

• Typewritten report
• Complete MRTA title search
• Listing of all parties
• Property tax search
• Bankruptcy search
• Copies of all instruments

Ownership and Encumbrance Reports ($125)

• Typewritten report
• Ownership verification
• Description of property
• Property tax information
• County appraiser information
• Last deed of record
• Judgments and liens on property
• Open mortgages
• Copies of all instruments

Ultimately, the primary role of a title company is insuring title to real property. Our staff has the expertise to make the process go smoothly, and will handle your transaction with knowledge, professionalism and courtesy–the Southern way.

NO KICKBACKS! We do not participate in any kickback arrangements with brokers, lenders or realtors, commonly disguised and cleverly marketed to you as one-stop shopping. These types of organizations refer to themselves as having “Affiliated Business Agreements”, “Controlled Business Arrangements” or LLC Companies. Generally, the sole purpose of these organizations is to rebate money from the title company to the referring party. As a rule, the customer is being advised that they can only close at a certain company and is being charged inflated prices to accommodate the compensation back to the referring party.

Southern Title & Abstract believes this is an unethical practice, and we do not participate in arrangements of this sort.

For helpful information about title insurance and real estate transactions, see the Florida Department of Financial Services paper, Title Agents and Title Insurance, What You Need to Know When Buying, Selling or Refinancing a Home.